GTALofts

Lofts

Hard lofts and soft lofts: what the terms mean and what to check

Figures checked against the sources below on October 16, 2026.

There is no legal definition of a "loft" in Ontario. A loft unit is usually a condominium unit like any other, governed by the Condominium Act, 1998 and the corporation's declaration. The labels below are the informal ones this site uses in its catalogue.

  • Hard loft. A conversion of a building that was originally something else, typically industrial or commercial: a factory, warehouse, school or church. Original structure such as brick, timber or concrete is usually visible.
  • Soft loft. A newer building designed with loft-like features (high ceilings, large windows, exposed concrete) but built as housing from the start.
  • Hybrid. A conversion with a substantial new addition, so the building contains both converted and new space.

Things worth checking in a converted building

These are questions, not conclusions. Every building differs, and the answers come from documents and professionals, not from the label.

  • Sound. Original floors and exposed structure can transmit sound differently from new construction. Ask the corporation whether the rules set flooring or underlay requirements, and whether there is a record of noise complaints.
  • Mezzanines and later changes. If a unit has a mezzanine, sleeping loft or enclosed bedroom that was added after the conversion, ask whether a building permit was issued and closed. Toronto Building can tell you what permits are on record for an address.
  • Exposed services. Exposed ducts, sprinkler lines and conduit are part of the look. Whether they are part of your unit or the common elements depends on the declaration and description, which affects who pays to repair them.
  • Old envelope, new budget. Brick, original windows and roofs on century-old structures have their own repair cycles. Read the reserve fund study.
  • Heritage status. See heritage rules for lofts.

Where to look

The status certificate package, the declaration and description, the building's permit history from Toronto Building and a home inspection between them answer most of these questions. Browse the catalogue by type: hard lofts or soft lofts.

Sources

  1. Condominium Act, 1998, S.O. 1998, c. 19
  2. City of Toronto: Building permits (Toronto Building)
  3. Condominium Authority of Ontario

General information only, not legal, tax or financial advice. Rules and figures change; confirm anything you rely on with a lawyer, an accountant, or the City of Toronto or other body named in the sources before you act on it.

Published by Peter Marczak, Sales Representative, Right at Home Realty, Brokerage. Registered with the Real Estate Council of Ontario since 2004. Not affiliated with TRREB or CREA. This site does not display live MLS listing data.

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